Insurance group, RSA posted 9 percent increase in net written premiums to £3.8bn for the first half of the year ending on June 30.

The combined operating ratio, which measures the premiums taken compared with payouts, has declined from 93.5 percent to 94.8 percent due to bad winter weather and huge losses resulted out of earthquake in China.

In UK, the premium increased by 9 percent to £1.5 billion, with personal premiums increased by 10 percent to £0.6 billion, motor climbed by 14 percent and household increased by 5 percent.

The commercial line premiums in UK have increased by 9 percent to £0.9bn and commercial motor premiums climbed 23 percent.

There has been continued growth in specialty lines and risk solutions and marine increased by 10 percent and 15 percent respectively.

There has been a slight increase in the pre-tax profit to £302m.

The company has successfully achieved the cost savings program as announced in 2009, with 1200 job reduction and annual expense deduction of £70m.

The company is in line to meet an expense ratio target of 14 percent, excluding commissions, in UK by the end of 2012.